Auto Insurance

Protection on the road.

Cars on the Road

Car and truck insurance in New Ulm, Courtland, Nicollet, Mankato, Sleepy Eye, Winthrop, and Madelia, MN.

Your vehicle often is one of the biggest assets you own aside from your home.  Therefore protecting our cars/trucks, the people we transport, and the rest of our assets becomes of the utmost importance.  

That's where we come in, our team of insurance professionals are ready to assess your coverage needs, to provide you with an auto insurance policy that gives you the best coverages at the right price. 

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Understanding Auto Insurance Coverages

  • Bodily Injury Liability Insurance - covers injuries caused by you or anyone else driving a vehicle you own.

  • Personal Injury Protection (PIP) - covers medical and economic expenses incurred for treating the driver and passengers of your vehicle if an accident occurs. 

  • Property Damage Liability - Pays for damage caused to someone else's property by you in the event of an accident.

  • Collision Insurance - Insures you and your vehicle against a loss in the event of a collision with another vehicle or object.

  • Comprehensive Insurance - Provides protection to your vehicle resulting from "something" hitting your vehicle.

  • Uninsured Motorist Coverage - Provides coverage for medical treatment of injuries sustained due to a collision with another driver/vehicle that doesn't have auto insurance. 

  • Underinsured Motorist Coverage - Pays for injuries caused by another driver/vehicle that doesn't have enough auto insurance.

At Preferred Insurance, we make it our responsibility to discuss all the available coverages available to you in depth to make sure you understand what your buying and how it protects you, your family, and vehicle.


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