Workers' Compensation

Worker's compensation insurance is a vital protection for both employees and employers. It provides wage replacement and medical benefits to employees who are injured or become ill due to a work-related cause. Workers' Comp coverage applies to injuries sustained from accidents on the job, such as falls, machinery accidents, or repetitive motion injuries. It also extends to cover occupational illnesses developed from exposure to harmful substances or conditions in the workplace. 

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Even if an employee is running a work errand or traveling for business, injuries from an auto accident during that work-related travel can be covered under workers' comp. Coverage kicks in to pay for medical treatment, a portion of lost wages during recovery, compensation for permanent disabilities, vocational rehabilitation, and other applicable benefits.

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Having proper workers' compensation coverage is not only required by law in most states, but it creates a safer and more productive workplace environment. Employees have the assurance that they will receive benefits and assistance if they are hurt performing their job duties. Employers are protected from liability for those work injuries and benefit from a workforce that feels secure.

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Preferred Insurance will thoroughly assess your business operations, number of employees, and industry risk factors to tailor a workers' compensation solution that provides the right coverage limits for your situation. You can count on our expertise to establish a workers' compensation plan that minimizes costs while maximizing protection and enabling a productive, safety-focused workplace culture.