Insurance for Contractors

As a general contractor, you have a lot on your plate. From managing projects to managing sub-contractors, you have a lot to keep track of. When it comes to your insurance, we can help take a load off. We'll analyze your situation and determine what is needed to property insure you, your business, and each of your projects. The types of coverage that contractors need varies by specialty and the types of work that is performed, but below are some of the general insurance types that most contractors are required to carry.

Business Owner's Policy

General contractors who work independently or own a small company often qualify for a business owner’s policy (BOP). This policy bundles general liability coverage and commercial property insurance together at a discount.

Professional Liability (E&O)

Professional liability insurance provides protection when a general contractor is sued for a professional mistake, such as missing a deadline on a construction project.

Tools & Property

Contractor’s tools and equipment insurance protects a general contractor’s saws, nail guns, drills, and other construction equipment.

Commercial Auto

Commercial auto insurance protects vehicles owned by your contracting business. It covers property damage and medical bills in an accident, along with vehicle theft, weather damage, and vandalism.

General Liability

General liability insurance is the foundation of a general contractor’s protection. It covers damage to client property, as well as client injuries and advertising injuries

Workers' Comp

Obtaining the right Workers' Comp coverage is crucial to ensure your operation and employees are covered in the event of an accident. Not only is Workers' Comp legally required, but it offers needed peace of mind for you and your employees.

Learn More About Workers' Comp

Construction workers measuring equipment

Surety Bonds

Surety bonds establish contractual obligations to fulfill the terms of a contract. Common types of surety bonds include bid bonds, performance bonds, and payment bonds. Surety bonds can be utilized by contractors, project owners, and other interested parties to guarantee work products.

Learn More About Surety Bonds

"I looked at 3 local insurance agencies to get a policy which would fit the needs of a family member. Not only was Nick the first one to get back to me with a few different options, he came in as the best value and fit our needs. Great integrity and customer service!"

- Sol D

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