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  • Writer's pictureNick Metzker

Insurance for Your Summertime Toys!

Camper driving down a road in summertime

It's that time of year again when us Minnesotans emerge from our winter hibernation and get ready for some summer fun. For many of us, that means dusting off the old summer toys and hitting the trails, lakes, and open roads. But before you fire up that ATV, motorcycle, boat, or camper, there's something important to take care of first - making sure you have the right insurance coverage.

At Preferred Insurance Opportunities, we understand that your summer toys are more than just possessions - they're gateways to freedom, adventure, and memory-making with friends and family. That's why we go the extra mile to provide our Minnesota neighbors with comprehensive and affordable insurance solutions tailored to their needs.

ATV & UTV Insurance

There's nothing quite like exploring the great outdoors on an ATV or UTV. But as thrilling as off-roading can be, it also carries some risks. Our ATV and UTV insurance policies have you covered in case of collisions, rollovers, theft, vandalism, or injuries to yourself or others. We'll work with you to find the right combination of liability, collision, and comprehensive coverage to keep your mind at ease while you're out on the trails.

Boat Insurance

There are few better ways to spend a summer day in Minnesota than out on one of our famous lakes. But boat ownership also comes with responsibilities. Our boat insurance policies protect you in case of collisions, storm damage, theft, or injuries on the water. We offer affordable coverage options for all types of watercraft, from small fishing boats to luxury yachts.

Camper & RV Insurance

For those who like to take their summer adventures on the road, camper and RV insurance is a must. Our policies cover you for vehicle damage, personal liability, and can even extend to personal belongings inside your RV. We'll make sure you're prepared for any unexpected bumps along the way so you can just relax and enjoy the ride.

Motorcycle Insurance

Is there anything better than cruising down a scenic road on your motorcycle on a warm summer evening? At Preferred Insurance Opportunities, we have your back whether you're riding across town or taking a long road trip. Our motorcycle insurance provides protection for collisions, injuries, theft, and much more.

Moped/Scooter Insurance

Mopeds and scooters offer an affordable and fun way to get around during the summer months. But they also require appropriate insurance coverage just like any other motor vehicle. Our moped/scooter policies ensure you stay street legal while giving you options for theft, liability, and other protection tailored to your needs.

No matter which summer toys are your favorites, the experienced team at Preferred Insurance Opportunities is here to help you find an insurance solution that gives you peace of mind at a price that makes sense. We proudly serve our friends and neighbors with a personal touch you won't find at those big national chains.

This summer, don't let worries about insurance keep you from making incredible memories. Give us a call or stop by our office, and let us take care of your insurance needs so you can focus on what really matters - having fun and soaking up some sun!

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